Yes, in most cases it is possible to hire a car using your debit card. You will typically need the following
A major debit card such as Visa, Mastercard, Lloyds TSB or HSBC although other cards are also accepted
A full valid driving licence
Proof of address
Enough money in your account to cover the cost of the hire and any deposit payable
Many suppliers will allow you to arrange car hire using a debit card. We are able to offer debit card car hire with a variety of different debit cards around the world, please contact us to check if your card is eligible. You will normally need to leave a deposit to cover the excess and ensure safe return of the car at the end of the hire.
Car hire without a credit card can prove tricky as many rental companies operate a credit card only policy and we are one of the very few car hire companies that accept debit cards. We have arrangements in place with many of our suppliers that allow our customers to access debit card car hire if they are based in the UK and many other locations across the world.
Quick Navigation:
Below you can find some quick answers to common questions about hiring a car with a debit card.
The process of hiring a car with a debit card is slightly different to regular rentals, we have to check you are eligible. We need to confirm what ID you can provide, your address details and when required that you have the funds available to leave the deposit. Every supplier that we work with, work in different ways. We know their policies and procedures which means we can take the hassle away from you. Hiring a car without a credit card doesn’t have to cause you a headache.
The Things You’ll Need to hire a Car using Your Debit Card
A valid debit card (Visa or MasterCard for example although many different cards are accepted.)
A full valid driving license
Proof of address
Enough money in your account to cover the cost of the hire and any deposit payable
When using a debit card the supplier may ask to freeze a certain value of funds. This is to cover the excess amount and to ensure the safe return of the vehicle. These deposits can vary so please check prior to booking. If you are unsure at any point one of our dedicated experienced rental agents will be more than happy to help.
Please Note: It is important you confirm your debit card is acceptable before booking.
Do I need to pass a credit check if using my debit card to hire?
If renting a car in the UK and you are a UK resident most of the large multinational suppliers will carry out an electronic address check to ensure you have strong enough links to the address provided. However most of the suppliers with the exception of 1 or 2, still carry out the same checks so not unique to when you need to hire via a debit card. Key indicator are if you are named on the Electoral Register and named on the council tax bill.
When renting a car overseas as an inbound client our suppliers do not carry out any checks.
Do I need to leave a deposit if hiring with a debit card?
Most suppliers do require a security deposit when renting a car, in the UK we have a range of options. The best value suppliers would request a £200.00 - £300.00 deposit. However we do have selected locations where our supplier does not require any deposit, so a full zero deposit.
In Europe we have options where you can just leave a fuel deposit of 110 EUR, and there is no mandatory requirement to take the Super Cover as this can be the case with some of the smaller budget suppliers.
The table below shows restrictions and deposit requirements for for many of the countries where debits cards are accepted for hiring a car.
Country
Lowest Deposit
Minimum Age
UK
ZERO
25 (Can hire to drivers 23-24 at selected locations, please contact to check)
What locations is debit card car hire available at?
We offer debit card car hire in various locations worldwide. The most popular being the UK, Spain, France, Greece , Cyprus, Holland, Iceland, Ireland and Italy. Not all of our rental suppliers accept debit cards, it should be made clear to the reservations agent you do not hold a credit card before booking.
This is not a full list of locations where using a debit card to hire is accepted and if you do not see the location you need listed you should contact us.
What Cars Can I Hire With A Debit Card
If we have an agreement with a supplier to accept a debit card for payment then on the whole, we have access to their whole fleet. This can be from small city cars like a Fiat 500, medium vehicles like a Ford Focus, larger family cars like a Vauxhall Insignia or even the more premium vehicles, like 4x4s and executive saloons.
Some suppliers will have a limit of the type of car they will allow to go out, but there will still be a car for all purposes. They just may not have a premium badge on the front. if you are looking for something specific, then we may be able to help. The best way to find out, is to contact one of our friendly team.
Van Hire With A Debit Card
If you are looking to hire a van with a debit card then we can do that too. We have a network of suppliers around the UK offering van hire. Contact our reservations team today and they will advise which package is best if you do not hold a credit card.
Contact Us Regarding Debit Card Car Hire
If you would like more information on hiring a car without a credit card, please feel free to contact our reservations and customer service teams. You can call us on 0113 88 00 748, email us at [email protected] or chat with us online. We are here to answer your queries and to ensure you book with the supplier that meets your requirements.
Frequently Asked Questions
I live in Ireland but want to come over to Holyhead by ferry as a foot passenger and hire a car in Holyhead for a day using my visa debit card. Is this possible? We can confirm that this is acceptable, please contact us and we can help with making arrangements. I am trying to rent a car, but neither my fiancée or me have credit cards, we only have debit cards and want to hire a car at Stansted. Is it possible to rent a car without being able to show a credit card then? Yes this is possible as long as the debit cards has raised numbers and is in the drivers name then this shouldn't be an issue. Hi, I'm looking to rent a car from the 12th oct for 2 days at cork airport. I'm 24 years old and don't hold a credit card only a debit card.I would like a ford focus or something similar.Can you give me a price as its saying there will be a fee at Cork airport as I'm under 25?? This depends on your driving experience but we do have suppliers at Cork Airport with offers of young driver and debit card car hire. can i hire a car if I don't have a credit card yes depending on the location you wish to collect from can i rent a car if no credit card UK we have many locations in the UK where this is possible can i use a debit card to hire a car at Cardiff airport yes we have a supplier at Cardiff airport that allows this can i use a debit card when i hire a car in the uk? yes but only with certain supplier do you have to have a credit card when booking hire cars in Spain no not all the time, we work closely with a company that doesn't require a credit card do you need to show a credit card when hiring a car in Bristol no we have a supplier that will accept payment by debit card how much do I have to pay when i rent a car with a debit card the same as if you were using a credit card if I don't have a credit card can I hire a car in the UK? yes you can. We can arrange this all over the UK is there a car hire company in the UK where u don't need a credit card yes we work with a couple of suppliers that offer this looking for a car hire in Italy who don't swipe credit cards we work with a company that allows this but only from certain locations
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Indigo Car Hire
Average rating:
85 reviews
Sep 3, 2020
by Graham on Indigo Car Hire
The best
Used indigo a few times now, always super helpful especially over the debit vs credit card
Matt goes out of his way to help, responds to email very quickly, never had a problem and i have been to quiet a few car rentals in my time
Well done Matt and indigo
Aug 26, 2020
by Fiona on Indigo Car Hire
Great Service!
Haven't picked up the car yet but Jake was a great help. Never had a credit card, never wanted or needed one, so was in a total bind trying to hire a car. I was actually crying at one point having spent all day on this. Indigocarhire were amazing and the bonus was that the whole hire was cheaper than all other quotes!
Nov 7, 2018
by Claudiu Toncean on Indigo Car Hire
Quick and helpful
Matt has been very helpful in advising and booking a car for us for our family trip to the UK. Not holding a credit card, he advised on the alternatives and guided me through the reservation process. He found a great deal for us, will definitely rent again and recommend to my friends. Cheers, Matt!
Oct 17, 2018
by Antonino Sidoti on Indigo Car Hire
Excelent! Great cuatomer service and assistants very gentle and skilled.
