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Insurance Excess Protection

Insurance Excess Protection

Car Hire Excess Reimbursement Insurance

Annual excess insurance protection from as little at £39.99!!
Relax. With cover for your car hire excess

Covers up to 7 additional drivers · Up to £2000 excess coverage · Covers excess on damage to the rental vehicle, theft and damage to windows & tyres · Annual Cover from £39.99 (21 – 85 Only)

What is car hire excess?

When you rent a car you will be advised that the car will come with insurance which is called CDW and Theft Cover. However like normal car insurance policies this will come with an excess. This can range from £500.00 – £1500.00 depending on the supplier you book with. In the event the car is damaged, stolen or involved in an accident you will have to pay the excess amount. This is known as car hire excess.

How we can help

Car Hire Excess Reimbursement Insurance

Let us take the worry away from you, for as little as £39.99 we can ensure that in the event the car is damaged, stolen or involved in an accident even if its your fault we can guarantee you will not lose penny!

This is a very popular option for expats who visit the UK on a regular basis, as if you purchase cover direct with the suppliers this can cost you up to £15.00 per day which is very expensive.

Also if you plan to go on holiday anywhere in Europe and want to hire a car the policy also covers car hire excess in any European country.

How does Excess Reimbursement Insurance work

Excess Reimbursement Insurance is a voluntary insurance, which is useful if there is an excess applicable to your car hire. The cover applies to the individual, so you are covered, even if you change the car hire company or the type of car that you have hired.
It is designed to repay the excess or repair costs you have to pay under the terms of the rental agreement following damage to the rental vehicle. The reimbursement of the excess is subject to the exclusions detailed in the provider’s policy wording.

You can choose to buy either an Annual policy, which will provide cover for multiple hires throughout the period of cover, or a Daily policy which will provide cover specifically for the days that you request it.

I Am Over 75, Can I Still Get Cover?

Yes, we can still help. Indigo Car Hire can cover people until the age of 85. You can get cover for 12 months for as little as £39.99 which is a good saving compared to paying direct with car hire suppliers.

Do You Offer Worldwide Excess Cover?

Yes, we can cover you for any country with a worldwide cover which is only £49.99 for the year.

I Live Outside The EU, Can I Get Covered?

Unfortunately the rules have just changed with this provider and they can now only provide these policies to those that reside within the EU There are other alternatives but they can be quite pricey, we are looking for a better product for our long haul customers. Contact us for more information.

Want further details, give us a call on +44 (0)113 880 0748 or email us on

You can also find out more about insurance for car hire in general by clicking this link.