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Car Hire With A Debit Card In Portugal

Are you looking to hire a car without a credit card in Portugal? You will be pleased to know that we can now accept debit cards with selected suppliers. In order to hire with a debit card you will need to meet a few requirements:

  • Hold a full Driving Licence
  • Provide your Passport
  • The debit card must be in your name

There are a few other things that may make hiring more complex, such as if you are under 25 or looking for a low / no deposit, but that doesn’t mean it’s impossible.

Get a FREE Quote on Debit Card Car Hire In Portugal

We realise that it is becoming more and more difficult to get your hands on a credit card and if you are going on holiday and looking to book a hire car without one this has been almost impossible in the the past. We have as always been looking out for our customers and arranged with a number of suppliers in Europe for our customers to be able to book and pay for their car hire with a debit card.

Car Hire With A Debit Card In Portugal

One of these countries is Portugal, we now have a handful of suppliers that will let our customers hire a vehicle without a credit card.

Make it easy on yourself and book with Indigo, we organise the complete hire for you making it extremely simple and easy. Give us a call and you won’t even have to worry about organising your hire car for your holiday, just another stressful situation resolved by Indigo. We offer our debit card service at Faro Airport and all the major airports in Portugal so if you’re flying in chances are we will be able to organise something for you.

Debit Card Car Hire Requirements In Portugal

When you are looking to hire a car with a debit card in Portugal then there are a few requirements that you need to keep in mind, to hire with a debit card here’s what you should consider:

  • You will need a full driving licence
  • Any points on your licence may make hiring more complicated
  • You will need to have the funds for the deposit available on the card to be taken & returned upon the return of the vehicle
  • You will need to show your passport to the rental office
  • Major debit cards are accepted, including but not limited too Visa, Mastercard, Lloyds & HSBC.
  • If you are considered a young driver (Under 25) please let us know as this can make debit card car hire more complicated

Are There Restrictions To Car Hire Without A Credit Card?

In terms of the debit card yes there are restrictions, which will determine whether you will be able to hire with a debit card through us or not. If you don’t meet the restrictions we may have a slim chance of still being able to organise you something so please call us directly.

Car Hire With A Debit Card In PortugalCar Hire With A Debit Card In PortugalCar Hire With A Debit Card In Portugal
An example of one of the restrictions is that the name on the card must match the name on the drivers licence. The other restrictions may vary depending on location and the supplier. Hence, it is always better to contact our reservations team prior to making a booking, that way we can advise you of the best solution. Please call us on +44 (0)113 880 0748, email us on or chat with our team online.

How To Book A Hire Car With A Debit Card

The easiest way to book a car hire with a debit card is to contact us directly. There are only certain suppliers around Portugal who will accept a debit card so if you book using our online portal you might not choose the correct one.

Booking a hire car is only available over the phone on +44 (0)113 880 0748 or via email on

Alternatively you can fill in the form at the top of the page.

Debit Card Car Hire Locations In Portugal

City LocationsAirport Locations
AlbufeiraLisbon Airport
EvoraFaro Airport
Faro AirportPorto Airport
GuardaMadeira Airport

What Cars Can I Hire In Portugal with A Debit Card?

Hiring with a debit card will slightly limit the choice of vehicles you have available to you, however there are still several companies in Portugal that allow this type of rental so you still get a good choice of vehicles. Here are a few examples of cars you can hire & what they are classed as in rental terms:

  • Volkswagen Up – Mini
  • Volkswagen Polo – Economy
  • Renault Megane – Compact
  • Renault Captur – SUV (4×4)
  • Peugeot 308 Estate – Estate
  • Volvo V40 – Standard
  • Renault Kadjar – Intermediate
  • Peugeot 3008 – 5 Seater
  • Citroen C4 Grand Picasso – 7 Seater
  • Volkswagen Transporter – 9 Seater
  • Volvo S60 – Full Size
  • Jaguar XE – Luxury
  • Mercedes E Class – Premium
  • Mini Cooper Convertible – Convertible

Please also keep in mind that you won’t be guaranteed any of the above vehicles, they are examples and you may get something similar, which means in the same classification.

What Debit Cards Can You Accept In Portugal?

Unfortunately not all debit cards are accepted as some can be more complex than others, so there are a few restrictions when it comes to the types of credit cards you can use, here is typically what we can accept:

  • Barclays Connect Debit Cards
  • HSBC Debit Cards
  • Lloyds TSB Debit Cards
  • MasterCard Debit Cards
  • NatWest Visa Debit Card
  • Premiere Debit Cards

That isn’t an extensive list, and in some locations in Portugal we are able to accept Maestros, Visa Electrons, Solo or even Santander cards, but it’s much trickier, please get in touch with us directly and we will let you know if we can arrange car hire for you.

Which Companies Accept Debit Cards In Portugal?

Every location is different so it’s tricky to provide an example, so we’ve chosen our most popular Portugal location, Lisbon Airport, to provide you with an example below as to which rental companies accept debit cards there:

SupplierAccept Debit Cards?
Drive on HolidaysNo
Global Rent A CarNo

Will Car Hire Without A Credit Card Cost Me More?

Technically speaking, no it won’t. You can however end up paying more because there’s less competition. As you can see there is only a single rental company of the examples we gave so in this scenario if you could only hire with a debit card you would have to pay their price, which may not be the cheapest overall. Having a credit card will leave you with more options and allow you to go with the cheapest price.

Why Choose Indigo Car Hire

We make the whole process hassle free, we take all the stress out of trying to find the best price, trolling through each companies T&Cs to find out if you meet their requirements. As well as that we’ve been in the car hire industry for a while & have built up a rapport with several large rental companies which often means we can get some great prices.

FAQs – Hiring Without A Credit Card

Have you got a few burning questions? We’ve tried to pull some of our most common frequently asked questions in regards to car hire without a credit card and answered them below to help:

Can I hire a car in Portugal without a credit card?
You certainly can! We work with a few suppliers across Portugal who will allow debit cards, it’s quite a tricky location but don’t worry, we can help!

Why is hiring with a debit card complicated?
Several companies don’t accept debit cards due to the deposit, on a credit card they can typically freeze a larger amount should any damage happen to the vehicle so they are technically taking more of a risk when using a debit card. There are however a few companies that will allow this method of payment.

If I hire with a debit card, what happens with the deposit?
You need to ensure that the funds are available on the card, they will be taken when you turn up to pick up the car. The funds are then returned when they are satisfied with the condition of the car, but it can take a few days to come back into your account.

Which car hire companies accept debit cards in Portugal?
You will have to get in touch with us for that one! It depends on what location you are looking to hire as whether or not they accept debit cards varies from one location to another.

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Indigo Car Hire
Average rating:  
 4 reviews
 by Claudia

Very helpful car hire assistance from both Matt and Cherie. Thank you!

 by Serres
Very professional

I wanted to rent a car in Portugal, but I realised lately that they cannot accept debit card.

That's why I used the service of indigo. I was not confident at the beginning, so after talking with someone in the chat, they called me and where very clear and professionals. I have been able to rent my car at Lisbon Airport. They just gave me a more expensive than the one I booked, but this as nothing to see with indigo. So I'm very happy about the service quality of this company and I recommend

 by Stephen
Excellent Service throughout

I have to admit that I was very apprehensive about this company at fist, as they seemed too good to be true- putting me in touch with a car hire company at a very cheap rate in Portugal without a credit card. But they kept to their word and everything went smoothly and as promised. They responded to my emails almost immediately and put me at ease to any worry i had. I really have not got anything to fault them on.

 by J Harper
“Quick and Helpful on Live Chat”

I used this company to book a car without a credit card. They were quick and responsive on live chat and gave concise information. The car was a good price and the price was explained well.

I'd recommend this company to a friend and will be using them again when I need to rent a car.