3rd Party Payments

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                3rd Party Payments

                Most suppliers at one time or another will have accepted payment from one person and supplied a car to another, known as a 3rd Party Payment. This is becoming more of a rarity because, as with most things in life there have been a small minority that have taken advantage of the situation using credit card charge backs.

                Basically people were hiring cars with other peoples credit cards and when the car was returned the holder of the card was reporting the transaction to their credit card company as a fraudulent transaction. The hire company has no record of the card holder hiring a car from them and ultimately has no leg to stand on.

                We still have a couple of suppliers that will allow this form of payment but there is a particular form that need to be completed before the hire car will be allowed to check out. This is usually called a ‘Credit Card Authorisation Indemnity Form’ or something to that effect.

                This form asks for certain information about the card holder and requests a signature that accepts any liability for the charges associated with that particular hire.

                If you do not hold a credit card or a debit card, then there is still a way that you can hire a car. This can only be done over the phone by speaking to our reservations team on +44 (0)113 880 0748.

                Do I need to pass a credit check if using my debit card to hire?

                If renting a car in the UK and you are a UK resident most of the large multinational suppliers will carry out an electronic address check to ensure you have strong enough links to the address provided. However most of the suppliers with the exception of 1 or 2, still carry out the same checks so not unique to when you need to hire via a debit card. Key indicator are if you are named on the Electoral Register and named on the council tax bill.

                When renting a car overseas as an inbound client our suppliers do not carry out any checks.

                Do I need to leave a deposit if hiring with a debit card?

                Most suppliers do require a security deposit when renting a car, in the UK we have a range of options. The best value suppliers would request a £200.00 – £300.00 deposit. However we do have selected locations where our supplier does not require any deposit, so a full zero deposit.

                In Europe we have options where you can just leave a fuel deposit of 110 EUR, and there is no mandatory requirement to take the Super Cover as this can be the case with some of the smaller budget suppliers.

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