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The excess on hired cars can be extreme, its how the rental companies make money by trying to sell their zero excess policies. The typical excess amount can vary from £500 all the way up to £2000, so it’s better to be aware before you book your hired vehicle the exact amount of this and whether it’s worth choosing other alternatives.
Some people prefer to reduce the excess as it gives them total peace of mind when driving their hire car. You could be the most careful driver in the world, however all it takes is for one careless driver to scrape your car as they drive past and then you are left to foot the bill. So get some extra security by taking out excess reduction and get some security on your purse strings to protect you from damage charges!!
Being a hire broker we work with a large network of suppliers who have varying excess amounts and the cost of reducing the excess is different for every location, supplier and branch worldwide. This can cause confusion, however at Indigo Car Hire we are here to help you.
We want you to get the best deal possible and have no excess so you don’t have to pay out the massive fees that hire companies expect. We don’t want you to lose out…
There are two methods of approach to this zero deductible car rental, and both will mean that you don’t have to pay out a huge excess in the unfortunate event of an accident.
Some suppliers only allow you to reduce your excess down to a certain amount, for instance Avis only allow you to reduce your liability to £100.00, this means that if the vehicle is damaged you still have something to pay. Some other suppliers including Europcar and Sixt charge between £15.00 and £20.00 per day to reduce your excess to zero which you pay for on top of the cost of your rental, the issue with this method is obviously it can be quite a costly one if you are hiring a car for over a few days, which is why we have a great alternative.
We have organised a deal with an affiliate company of ours which is an excess reimbursement offer. This is different to zero excess as you will still have to pay out of your own pocket given that you have an accident however like the name suggests you will be reimbursed for this. The way this policy works is you pay a yearly fee which is £39.99 for the UK and Europe, £49.99 if you opt for the worldwide option
• Excess on damage and theft: up to £4,000 per claim or £5,000 per year
• Unlimited number of rentals per year
• Damage to the windows, undercarriage, roof, tyres and headlights
• Towing costs associated with mechanical breakdown
• Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
• Rentals within your home country, including those made within 150km of where you live
• Car rental key cover up to £500 per claim and up to £2,000 per year
• Up to 60 days per rental
• You (the policyholder), plus up to seven additional drivers named on your rental agreement
• Drivers aged 21 to 85 years old (inclusive)
• Buy now, start your policy up to 364 days
• Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately
What Method To Choose
If you are hiring for a few days then it may be worth just paying to reduce your excess to zero instead of buying the policy however if you are a regular hirer that hires several times a year, or even if you are hiring for a week or more you may want to look into this policy as it can often be the cheaper option
Let Indigo take the stress out of your car hire and let us explain any details you require surrounding car hire with zero excess. Contact our helpful and friendly team today at email@example.com to get a great deal on your car hire with zero excess.
Having booked a week's car hire through Indigo I tried to book Excess Insurance cover which was offered to me at £5.99 per day through Car Trawler.Com. Having agreed to take the cover I realised that I needed to be a U.K.Resident, which I am not. Got onto the chat line with Indigo and spoke to Rob who very kindly arranged cover for me at a much cheaper rate than the cover offered previously. Rob was very helpful and went through everything with me right up to booking and paying there and then. Thank you Rob and Indigo, can't fault you.