Tip Of The Week – Car Hire Excess & Excess Waivers

 

Excess & Excess waivers

On arrival you will be advised of an excess that the driver is liable for in the event of an accident or damage to the vehicle. The standard car hire excess usually starts from £500.00 upwards. This will be marked on your hire agreement and you will be required to sign against the amount stating you will cover the cost of the repair up to the value of the excess. This car hire excess is the maximum amount that could be charged to the credit/debit card provided. Any damage already on the hire car should be clearly marked on the paperwork.

Before signing we suggest you confirm you are happy to cover the value of the excess. If not there are other options which will usually be offered/sold by the car hire representative. Usually there are two options; either a partial or full waiver (please keep in mind some vehicles have a non removable excess but we have another option for you. See our annual cover below)

1) Partial Waiver – This allows the hirer to partially reduce their liability in the event of damage or theft. Usually this option is taken to prevent large payouts if something were to happen.
2) Full Waiver – This allows the hirer to completely reduce the car hire excess removing any liability in the event of damage or theft. Some suppliers do not offer this option but may offer various levels of the partial waiver.

Another option is to purchase a car hire excess reimbursement policy which starts from £49.00 per year. This would mean any charges imposed by the rental supplier to the hirer can be claimed back through this insurance package. This needs to be arranged prior to the rental commencing directly with Indigo Car Hire and cannot be purchased on arrival. This often works out cheaper than taking the suppliers insurance on hires more than 6 days or if you rent more than twice per year. Terms and conditions apply but our representative can provide any extra information you require. Click here for full details.

The last option is of course not to reduce the excess at all. The choice is yours.